Yes, under certain circumstances you can purchase an auto policy without having a license. It is going to depend on several factors.
Some companies will allow another licensed driver to be first named insured on an auto policy for a vehicle that you own.
A comprehensive only policy may be an option as well. This will cover the vehicle for physical damage other than collision while it is stored. There is no liability coverage afforded with this sort of policy.
If your license is suspended, I am aware of one company that will write a policy in your name. They then stipulate that your license be in good standing within 30 days of policy inception.
Remember, companies offer different coverage and must operate under different rules from state to state. Talking to a broker is most likely your best bet. Good luck!
Agent, Rural Mutual Insurance Co., Union Grove, WI
Technically yes you could purchase auto insurnace coverage without a valid driver's license under certain circumstances only. If your license is currently revoked or suspended and you are at the end of the suspention or revokation period and need to show proof of insurance to have your license re-instated then you should be able to get auto insurance covereage. If you have not ever had a driver's license or currently under suspention or revokation and not elegible to have your license re-instated immediately then you would typically not be able to secure auto insurance coverage.
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Some companies will allow another licensed driver to be first named insured on an auto policy for a vehicle that you own.
A comprehensive only policy may be an option as well. This will cover the vehicle for physical damage other than collision while it is stored. There is no liability coverage afforded with this sort of policy.
If your license is suspended, I am aware of one company that will write a policy in your name. They then stipulate that your license be in good standing within 30 days of policy inception.
Remember, companies offer different coverage and must operate under different rules from state to state. Talking to a broker is most likely your best bet. Good luck!