Can I Buy Auto Insurance In Another State?

1. 

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   You can but there would have to be some reason.  For example, if you reside in one state, but have a vacation home in another, and you want to avoid the wear and tear on one of your primary cars, you may want to register a car in the state in which your vacation property is located. In that case, due to states registration regulations which require proof of insurance issued in the registering state, you would obtain coverage for that car in that state.

   Answered on January 6, 2014

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2. 

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   Christopher Downing

   Independent Insurance Broker, Quote Me 4Life Insurance, Inland Empire, CA

   This is important because rates and coverage’s vary from State to State. Each State decides its own car insurance requirements individually. If you get pulled over by the police and you do not have the right State coverage’s policy for that State you could receive a big fine. You may not have to buy coverage for that State if Let's say you take your car to a new state for 2 or 3 month for a job assignment you might be fine keeping your home State’s insurance coverage. In any case, you should always check if using an out-of-State policy, check with your insurer to make sure it’s allowed and that you have enough protection for where you’re headed for that State. Some insurance companies say it's okay if you’re only going to be in the non home State for no more than 60 days, still check to make sure.

   Answered on August 21, 2014

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