Can I Add A Non Family Member To My Auto Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Yes if they drive your car on a regular basis you can add them as a named driver.  Keep in mind that their driving record could affect your rates.  If they have a bad driving record I recommend having them purchase their own policy.  If they only drive your car occasionally they would be covered.
    Answered on May 12, 2013
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  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That is going to depend on the carrier that you are applying for auto coverage with. Many carriers would prefer that other drivers in the household that are not directly related have their own insurance policy, but some will accept other drivers being on the same policy even if they are not related as long as they reside in the same premise as the insured. Contact a local agent to find out about coverage availability and pricing in your area.
    Answered on October 17, 2013
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  3. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That will depend on your auto insurance carrier and their policy standards. There are carriers that will persons that co-habitat to be listed on the same auto insurance policy. In some cases it may be less costly for each person to have their own policy. Contact a local agent to find out more about coverage availability and pricing within your geographic location.
    Answered on November 5, 2013
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