1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    An auto insurance carrier can deny a claim if the claim is outside of the scope of your policy's provided coverages or if the claim is fraudulent in origin. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you. If you feel that your claim is valid, appeal the denial with your local agent first.
    Answered on November 1, 2013
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