Can I Add My Son To My Policy For His Car If I Am Not On The Title?

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   Ryan Andrew

   President, The Andrew Agency, Richmond, VA

   Insurance always follows the vehicle so the owner of the vehicle has to maintain insurance in his or her name. If your son's car is solely titled to him he would need to obtain a separate insurance policy. If your son still lives with you, you want to add him as a resident driver and have him add you as a resident driver on his policy. Depending on your insurance company if you are both insured with the same company the company wil cross reference policies to secure a multi-car discount.

   Answered on November 27, 2013

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