At What Age Is Car Insurance Cheapest?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    OK this is a blanket answer as this can very by company but between 30-55 on average your looking at your best rates depending on driving record of course. Once you start getting older the rates actually start to climb again since by experience reaction time starts to slow and you see a rise in incidents.
    Answered on June 21, 2013
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  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Your rates start dropping after the age of 25 depending on your driving history and coverage's. But the average what I call the sweet spot age for the best rates for insurance in Montana is  40 to 50  also that depend  on many factors such as credit and driving history and also the area you live in.
    Answered on June 21, 2013
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