Who Sells Variable Annuities?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   A variable annuity is a registered security regulated by FINRA and an insurance product regulated by the department of insurance of each state. Because variable annuities are a registered security, only a registered representative with a broker dealer can offer to sell them. And because a variable annuity is a security with exposure to market conditions, it can experience losses in their accounts.

   Answered on July 31, 2013

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