There are hundreds of annuity companies and perhaps a thousand annuity contracts. You can find excellent spreadsheets online distributed by independent brokerage firms.
There are two categories of non-qualified annuities are: tax deferred and immediate. Tax deferred annuities have three basic crediting methods: fixed interest rates, domestic/foreign indices and separate subaccounts using equity and bond instruments. Immediate annuities offer various distribution periods like 10 or 20 years certain and lifetime income on the annuitant.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Many insurance companies offer annuities such as Guardian, MetLife Prudential, ING, Nationwide, Genworth, and Lincoln National, just to name a few.
If you're looking to purchase an annuity, I would advise consulting with an independent annuity broker who can review options from multiple companies to find you the annuity that will maximize your return. The type of annuity is a major factor as there are a number of different kinds such as fixed annuities, equity linked index annuities, etc.
Please feel free to contact me for assistance with your program and if you have any other questions.
I hope the information is helpful - thanks very much.
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There are two categories of non-qualified annuities are: tax deferred and immediate. Tax deferred annuities have three basic crediting methods: fixed interest rates, domestic/foreign indices and separate subaccounts using equity and bond instruments. Immediate annuities offer various distribution periods like 10 or 20 years certain and lifetime income on the annuitant.
If you're looking to purchase an annuity, I would advise consulting with an independent annuity broker who can review options from multiple companies to find you the annuity that will maximize your return. The type of annuity is a major factor as there are a number of different kinds such as fixed annuities, equity linked index annuities, etc.
Please feel free to contact me for assistance with your program and if you have any other questions.
I hope the information is helpful - thanks very much.