Which Annuity Is Right For Me?

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   David RacichPRO

   Fountain Hills, Arizona

   You have to establish product suitability before deciding on any product, much less an annuity, which should be purchased as an ultimate income product. Product suitability is based on your personal financial profile, risk tolerance and economic goals. Those three areas comprise the fundamental approach to selecting the right annuity. Annuities use differing crediting methods such as interest rates, indices (both domestic and foreign) and separate sub accounts that use equities and bond allocations.  
    

   Answered on May 28, 2013

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