Which Annuities Are The Best?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Tax deferred annuities have differing crediting methods to fit the savings and/or investment profile of the potential purchaser: interest rate crediting, indice crediting and separate sub account crediting (or debiting.) Product suitability can be determined by performing a financial profile that includes a risk assessment and establishes a timeline to achieve your money goals.
    Answered on September 7, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best annuity is one that is recommended by a qualified retirement income specialist.  These are often insurance agents.  Annuities are offered by banks, stock brokerages and other financial institutions, but the key issue is, how much experience do they have with annuities and do they know you well enough to recommend an appropriate annuity for your situation.  It is the advisor that is the key.
    Answered on August 13, 2014
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