Which Annuities Are Safe?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   An annuity policy is only as safe as the annuity company's financial strength and ability to pay the benefits of the contract. so financial stability and strength is important. There are generally three crediting methods used in tax deferred annuities: interest rate crediting, indexed crediting and separate sub account crediting (or debiting.) The safer of the three is guaranteed fixed interest rate annuities.

   Answered on August 4, 2013

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