What Is Annuity Reinsurance?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Like most forms of insurance, the issuing company may need to spread the risk among a pool of reinsurance partners. An annuity is a mortality product with a death benefit. The death benefit exposure is a risk to the insurance company. If their retention is too small they share that risk with reinsurance.

   Answered on August 4, 2013

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