1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Dave Ramsey does not recommend fixed annuities. He suggests considering variable annuities only if you have all debt paid off, have emergency funds saved up, used up all your tax deferred options, fully understand the variable annuity, and invest in the four types of mutual funds he recommends (growth, international, growth and income, and aggressive growth).
    Answered on August 1, 2013
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