Is Annuity A Security?

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   David RacichPRO

   Fountain Hills, Arizona

   Tax deferred annuities have three basic crediting methods: interest rate crediting, indice crediting and separate sub accounts crediting with equity and bond instruments. Separate sub accounts are used in variable annuities and are classified as a security product (FINRA) as well as an insurance product (Department of Insurance.)

   Answered on July 21, 2013

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