It is best to find an independent agent who specializes in annuities. They can help you sort through the hundreds of annuity products out there, and show you a comparison of products well suited for your situation.
It is important to use an independent agent who will show you multiple companies. If you go to a specific insurance company, all they will show you are annuities from their company. An independent agent can show you annuities from all of the companies out there.
As a consumer, be sure to try your best to have a set of defined goals you can go over with the agent. This will help them find suitable products to show you.
You can also do your own homework on the internet. There are many different sites out there that will show annuity comparisons. But as I eluded to before, it is easy to get bogged down in all the info for hundreds of annuities. Some sites try to help by showing what they consider "consumer friendly" annuities, such as http://fixedannuity4me.com
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It is important to use an independent agent who will show you multiple companies. If you go to a specific insurance company, all they will show you are annuities from their company. An independent agent can show you annuities from all of the companies out there.
As a consumer, be sure to try your best to have a set of defined goals you can go over with the agent. This will help them find suitable products to show you.
You can also do your own homework on the internet. There are many different sites out there that will show annuity comparisons. But as I eluded to before, it is easy to get bogged down in all the info for hundreds of annuities. Some sites try to help by showing what they consider "consumer friendly" annuities, such as http://fixedannuity4me.com