Does FDIC Regulate Annuities?

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   David RacichPRO

   Fountain Hills, Arizona

   The FDIC does not regulate annuities. The state department of insurance for each state oversees annuity filings and the general sales practices of its agents. Variable annuities are regulated, not only by the state department of insurance, but FINRA because it is a security. Agents must be licensed and registered to sell variable annuities.

   Answered on July 21, 2013

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