Do Annuities Have Required Minimum Distributions?

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   David RacichPRO

   Fountain Hills, Arizona

   Qualified plans have required minimum distributions. Non-qualified annuities do not have required minimum distributions. However once an annuity is used as a product inside a qualified plan, the annuity is now qualified and subject to the required minimum distribution rules. Required minimum distributions start at age 70 ½. 
   
   

   Answered on June 9, 2013

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