How Does Cobra Health Insurance Work?

  1. 15786 POINTS
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    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    COBRA health insurance is simply an extension and continuation of your prior employers group health insurance plan.

    The employer group health plan includes active employees and those on COBRA.

    If your employer group health insurance plan changes, you will be afforded the same options.

    Each covered participant family member has COBRA rights independent of the others.
    Answered on April 29, 2013
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  2. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Cobra continuation allows an ex employee and family members to have anywhere from 18-36 months continued coverage depending on certain qualifying conditions. The ex employee will pay 100% of the premium cost PLUS up to 2% in a handling fee to either the old companys HR department or to the Cobra coverage provider.
    Answered on April 29, 2013
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