Does Home Insurance Cover Mold In The Attic?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    As a rule the answer would be no.  Mold is caused by long standing dampness.  Your homeowners policy may cover leaking roof due to wind or other covered peril but it is not going to cover mold in most situations.  Check with your local agent to see if there are any exceptions in your policy.
     
    Answered on April 27, 2013
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