Do Car Insurance Rates Go Down If You Go A Long Time Without An Accident?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaYour driving record is a major determinant of the price of your auto policy. Most auto policies charge if you have received either a citation or been involved in an accident in which the company had to pay. Some companies advertise that your good driving record can give you forgiveness should you have the one unusual accident.Answered on January 12, 2015flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482It may or may not depending upon your Insurance Company and how they are filed in your state. Some companies do offer and apply a long term discount and/or a safe driver discount if they apply. You can, however, be pretty sure that unless your company includes an accident or violation forgivevess benefit, should you suffer either of those, your rate will probably increase.Answered on January 22, 2015flag this answer
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