Principal, LifeNet Insurance Solutions, Redmond, WA
Life Insurance is one of those items that many people feel can and should be purchased online because it seem obvious to them that looking for the least expensive policy is in their best interest and easy to do. Unfortunately, this is usually not the case and ends up with the applicant either disappointed in their health rating or having to take multiple exams.
An independent agent cannot only help with the best value, but is paid by the insurance company, not the client. Agents come in all qualities from terrible to excellent, just as all professionals.
Speak to friends or get a referral from someone you trust. You will be less stressed during the process and happier with the result.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
The best way to buy life insurance is through a trusted life insurance agent. If you don’t know an agent, get recommendations from your colleagues, neighbors and friends. A good agent will listen to you, provide sound financial advice and communicate clearly with you and with the insurance company. This agent should be able to match a plan that you need with one you can afford.
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An independent agent cannot only help with the best value, but is paid by the insurance company, not the client. Agents come in all qualities from terrible to excellent, just as all professionals.
Speak to friends or get a referral from someone you trust. You will be less stressed during the process and happier with the result.