Are there companies that allow a mouth swab instead of drawing blood?

1. 

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   There are, but they may also make this dependent upon the amount of Life Insurance for which you are applying. In other words, company A may file underwriting guidelines that allow the acceptance of oral swab results up to $100,000 and a certain age. Beyond wither that coverage amount or the attained age, they may require a more complete blood and urine lab work up.

   Answered on August 13, 2014

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2. 

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   Peggy Mace

   Most of the U.S.

   Yes, there are companies like that. I use one carrier that will allow you to use a mouth swab, vs drawing blood, for face amounts up to $1,000,000. Please use the Contact Me feature on this website if you would like to discuss obtaining a policy through that company.

   Answered on April 15, 2015

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