Can Life Insurance Companies Check Medical Records?

  1. 4249 POINTS
    Gary Lane
    President, Lane Independent Agency, Southern California
    Yes, absolutely they can. When you fill out an application, you give them permission to check your medical records, and unless your policy is extremely small, they certainly will check those records. That is the only way they can be sure they are not missing a major medical issue you were not frank about. Protect yourself. Be honest and get the coverage you need. If necessary, drop the amount, so long as you have coverage for your family. Thank you. GARY LANE.
    Answered on July 18, 2014
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