Can you get a Silvers Sneakers membership at the YMCA if you are on Medicare?

I was told if you have Medicare you can get the silvers sneakers membership at th YMCA in the county you live in for free. If this is true do I just go to the facility or do I go through the insurance first?

  1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    From my understanding, you can get the membership issued through private insurance companies - so you would need to have a Medicare supplement (Medigap) plan or a Medicare Advantage plan that offers the silver sneaker membership. I don't believe original Medicare offers silver sneaker membership. So if you're only on Medicare Part A & Part B, you could add a Medigap plan that offers the membership.

    As to which carriers offer it, I believe it ultimately depends on what state you live in as some carriers offer it in some states and not in others.

    You can find out if your plan offers the membership on the silver sneakers website health plan locator. Here's a link to their page:

    http://www.silversneakers.com/tools/health-plan-locator

    I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions. Thanks very much.
    Answered on July 3, 2014
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