Does Number Of Car Doors Affect Insurance?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Not these days, and nor does the color. The Insurance Industry has evolved a great deal over the years and now uses much more sophisticated elements in their pricing and risk analysis. The year, make model and VIN tell an underwriting matrix much more about the risk along with your driving and credit history than does the number of doors the car may have.Answered on June 3, 2014flag this answer
15645 POINTSContact Meview profileEdward HarrisPROOwner, Best Health And Car Insurance Rates - Instant Online Quotes, USThe number of car doors can indeed impact what you pay for your car insurance rates. There are specific models where a four-door rate will be different than a two-door rate. This could be because of cost, crash test results or other data the insurer gathers. It does not impact all vehicles but just selected models.Answered on June 3, 2014+11+1 this answer
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21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! It isn't so much the number of doors, as it is the make and model of the car. A sports car is generally going to be more expensive to insure than a station wagon, typically because of the way they are driven. Statistically, the sports car will be more likely to be involved in an accident or garner traffic violations, than the pedestrian, family car. The sports car will typically be more expensive than the average family sedan also, making the premiums higher. That is what will cost you, not the number of doors, so much. Thanks for asking!Answered on June 4, 2014flag this answer
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