Medicare Plan J is a plan that is no longer offered. The people who have Plan J can keep that plan the rest of their life if they want to. The current Plan F would be today's equivalent.
For those people who have Plan J it is important to get a Medicare Supplement review to determine if they can get similar benefits for less money. The premiums on Plan J could increase over time because that plan is no longer taking on new customers. The only way for it to generate revenue is to increase the premium to cover increasing medical expenses on a aging block of business.
Oooh... Old Plan J... Look... the Feds need to pound their chest and feel like "they made something better". So even just this year they passed another law changing the Alphabet Soup of Medicare Supplements. If you have an old "J Plan", & you can qualify for a NEW G Plan (We don;t like F anymore... but that is for a different time), but a G. Get out of the old risk pool that you're in. Rates on J's are going up, up, up. If you can't move due to health, keeping it is your best choice.
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For those people who have Plan J it is important to get a Medicare Supplement review to determine if they can get similar benefits for less money. The premiums on Plan J could increase over time because that plan is no longer taking on new customers. The only way for it to generate revenue is to increase the premium to cover increasing medical expenses on a aging block of business.