How Many Times Can We Claim Car Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You can file a claim as often as you experience a covered loss.  The company probably keeps track of every claim above a certain amount ($750 for example) and uses the payout to develop an increase in future premiums.  If repetitive claims are similar, for example vandalism, the company might remove that coverage.  If the claims are truly random and just bad fortune, there shouldn’t be any particular problem.
    Answered on May 19, 2014
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