What Is Class D Car Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Insurance companies do not write “Class D” insurance. Depending upon the state and the underwriting of the individual companies, they may offer insurance on Class D cars. A class D car is one that has been declared a total loss, repaired and returned to service. The title for the car states this. Coverage is usually available for public liability and property damage. It is more difficult to find coverage for physical damage (Comp and collision.)
    Answered on April 21, 2014
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