Can You Buy A Home Without Title Insurance?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   I believe that you can buy a home without title insurance.  Title insurance is a service and a guarantee.  The insurance provides that the title is “clear.”  The title doesn’t have any liens or obligations that haven’t been disclosed.  An attorney can draw up the documents of sale and I believe that the attorney can do that without title insurance.

   Answered on July 8, 2014

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