Does Renters Insurance Cover Dropped Laptop?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A laptop is covered as personal property under a renters (tenant’s) policy.  Most insurers have a limitation for damaged electronic data equipment.  There may be further restrictions if the laptop is a part of your business or belongs to your employer.  The coverage also extends to your laptop when it is away from your residence; however, there are limitations on coverage.
    Answered on March 13, 2014
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