Does Renters Insurance Cover Broken Pipes?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaA renter’s policy does not provide coverage for the residence. It only provides for personal property that is damaged. If the broken pipes are the result of property damage on the part of the renter, then there would be liability coverage available.Answered on April 30, 2014flag this answer.png)
1844 POINTSview profileDavid W. ClausenChief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778A renter's policy could cover damage to other people's property (i.e. a floor below you) should a pipe burst. Otherwise, no coverage is afforded for the residence or "dwelling". Personal Property would be covered for Water Damage if you have a named peril policy that covers water damageAnswered on June 23, 2015flag this answer
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