Can You Get Life Insurance With Hepatitis C?

  1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Yes, you can get life insurance if you have hepatitis c.  There will be additional information needed from you and your doctor regarding when diagnosed, condition of the liver.  You can expect to have to pay a higher premium at minimum.  You may also be declined so your best bet is to work with an agent who has a relationship with insurance companies that will take impaired cases.
    Answered on January 4, 2014
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Most people with Hepatitis C can get life insurance. If there is no liver damage and labs are normal, they might possibly even be rated Standard or a low table rating. If there is a history of failed treatment, liver labs are abnormal, liver biopsy showed cirrhosis or fibrosis, or some other considerations, the applicant may need to use a simplified issue or guaranteed issue policy.
    Answered on January 4, 2014
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