1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You should first look for a competent agent.  Get referrals from reliable friends.  Friends who have experienced a loss are frequently the most informed.  Setting coverage limits is critical as this will determine how the company protects you in the event of a loss.  Make sure that the agent provides accurate information to the company and to you.  Make sure that you are comfortable with the agent and his or her office staff.
    Answered on March 6, 2014
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