You can purchase an Annuity from a few different sources. However the best way is to use an independent insurance agent who specializes in annuities. An independent agent can shop the market and all the different companies/products to give you the best annuity for your situation.
You can also get annuities from captive insurance agents who work only for one company. They are limited (or highly encouraged) to just sell annuities from that one company. And since annuity rates are constantly changing and no one company has the best rates for all types of products, some consumers see this as a disadvantage.
Some banks provide annuities, however their selection is often limited. Financial Advisors sometimes sell annuities as well as some stock brokers; however, they usual stick to mainly variable annuities that are directly invested in the stock market.
You can find an independent annuity expert online via a web search for them in your area. Or at various websites such as http://FixedAnnuity4Me.com
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Buy an annuity from someone you trust. The annuity is likely a part of an overall retirement plan. Those plans require regular reviews. If you don’t know anyone you trust, ask your friends, colleagues and neighbors for a recommendation. They should be able to tell you who helps them with their retirement planning.
Robert J Russell - Finalist for Broker of the Year 2015
Broker Owner, InsuranceAgentsSelling.com, United States (Most States)
You will want to buy an Annuity from someone who can and is willing to explain the differences between them. I have helped thousands of people over the last 30 yrs buy annuities so just pick up the phone and call me and I will help you out. InsurancePricedRight.com
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You can also get annuities from captive insurance agents who work only for one company. They are limited (or highly encouraged) to just sell annuities from that one company. And since annuity rates are constantly changing and no one company has the best rates for all types of products, some consumers see this as a disadvantage.
Some banks provide annuities, however their selection is often limited. Financial Advisors sometimes sell annuities as well as some stock brokers; however, they usual stick to mainly variable annuities that are directly invested in the stock market.
You can find an independent annuity expert online via a web search for them in your area. Or at various websites such as http://FixedAnnuity4Me.com