Can I Buy Auto Insurance For A Vehicle Not In My Name?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    In CT anyway, in most cases, the insurance needs to match the vehicle's registration.  There are a couple of situations, however, where you as an individual may be able to purchase insurance for as auto that is not in your name.  For personal insurance, you may be able to obtain "Named Non Owner" coverage.  This doesn't insure the car, but it does provide liability for you while you are driving it.  The other situation is for an auto that is titled and registered to a business.  If you own a business that is set up as a separate entity , namely a Corporation or a Legal Liability Company (LLC) for example, then you can and should obtain insurance for that auto under the company name.
    Answered on June 28, 2013
    flag this answer
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    No, but you can purchase a Named Non-owner policy. This type of policy typically provides liability only coverage. The cost of this type of coverage is typically more costly than if you did own a vehicle. Contact a local agent to find out more about availability and pricing of this type of coverage in your area.
    Answered on October 29, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>