What Is ROP Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    ROP life insurance stands for Return of Premium life insurance. ROP life insurance will return the premiums that you paid, if you hang onto the policy to the end of the term. Some policies will return part of the premiums if you keep the policy a certain number of years (usually at least half the term length). If death occurs before the term ends, the policy pays the normal death benefit.
    Answered on September 27, 2013
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