How Do I Find Out Who My Home Insurance Is With?

1. 

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   If you had your homeowners insurance set up with your mortgage carrier then I would contact them about the name of your homeowners insurance coverage. Regardless of how you initially secured your coverage you should have received some sort of documentation ( digital or paper ) that identifies the name of the carrier along with the details of your coverage.

   Answered on September 10, 2013

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2. 

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   Darald Novak AAI

   Retired Agent and Broker, Self Employed, Albany NY USA

   Am I correct in assuming that your use of 'who' in your question refers to the insurance carrier ? If you purchased the coverage and did not receive evidence of the coverage, binder, or a policy, contact the source of the insurance (if you know the agent or broker) and ask for a policy. The declarations page(s) should set forth the name of the insurance carrier, the name of the insured(s), and the particulars of the contract. If you did not purchase the coverage, some entity (like a lender/mortgage holder, homeowners association, Co-op, or Condo association, etc. with an insurable interest) may have purchased the policy. You can contact this entity and pose your question. In most states a homeowners policy must be in the name of the owner (showing insurable interest) and the home must be occupied by the owner (eligibility requirement for most homeowners policies.) More details of your situation are needed to provide a more specific answer.

   Answered on August 15, 2014

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