Does Homeowners Insurance Cover Dog Bites To Other Dogs?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Dog bites would be covered under the liability portion of your homeowners policy. Dog bites have become a big deal over the last several years and dog bite can be a very expensive loss in some cases. For this reason many insurance companies have put exclusions on certain breeds of dogs and will not cover a dog bite. You would need to check with your specific insurance company to see if your breed of dog is covered should a dog bit occur. All agents should be having this discussion with the client before purchasing a policy.

   Answered on September 4, 2013

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