Is A Drug Test Required For Health Insurance?

  1. 1575 POINTS
    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    A drug test is not required for health insurance. Lab tests are an issue when a individual is purchasing life insurance policies that generally have a face value of over $250,000. There are other insurance related issues that can occur from the consumption of controlled substances when they are not being prescribed by a medical doctor, and even then there can be situations that will be of reference- such as medical marijuana being listed as a qualified medical expense (due to the fact that it may be legal in ones state however it is not recognized as such by the federal government).
    Answered on July 11, 2013
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