What Kind Of Insurance Is Needed For A Home Daycare?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   If you take care of 6 kids or less some homeowners insurance companies will let you endorse day care coverage on the policy. However this is a very limited coverage. Otherwise you would need to purchase day care insurance which runs on average in my area of Northern California of 1000.00 annual. Generally you would need to work with an independent agent who can find you the right coverage.

   Answered on June 25, 2013

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