Can You Get Life Insurance If You Are Bipolar?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, most people can get life insurance if they are bipolar. The things that would cause them to NOT get a medically underwritten policy are a recent hospitalization for bipolar disorder, not having had at least year of stability, or being on Disability specifically for bipolar disorder. However, in those cases there are simplified issue policies that nearly always work.
    Answered on June 25, 2013
    flag this answer
  2. 1492 POINTS
    Jeff Davis
    Insurance Advisor, Lordship Insurance Services, California
    Yes you can. You can go for either a guaranteed issued policy which asks a few health questions or fully underwritten if you have not hospitalized recently from your bipolar disorder. A lot will depend on how much coverage  you are seeking. The smaller the amount the less questions typically asked.
    Answered on June 26, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>