Does My Home Insurance Cover Water Damage?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   As long as were not talking about a flood your homeowners insurance policy will cover most water damage. Damage would include for example but not limited to a water or steam pipe suddenly bursting and damaging your dwelling. Wind driven rain would be another example or even overflow of tub, toilet, sink, or washer. The damage must be sudden and accidental.

   Answered on June 25, 2013

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