When Is Life Insurance A Good Investment?

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    David RacichPRO
    Fountain Hills, Arizona
    Life insurance product suitability is determined by performing a personal financial profile that includes a risk tolerance assessment, tax favored priorities and financial planning goals. A non-modified endowment contract life insurance policy designed to purchase the lowest cost of insurance has four differing crediting methods that can deliver tax free retirement income as long as the contract is kept in force for the life of the insured: Participating whole life with dividends, current assumption universal life with interest rates, indexed universal life with limited indice returns and separate sub accounts utilizing market equities and bonds investments.
     
    Answered on June 22, 2013
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