1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    Homeowners Insurance may cover rodent damage; however, you must review the exclusions on your policy and if not sure, you may ask your insurance carrier to explain the coverage as it applies to your specific situation.   In general, homeowners insurance covers incidents that are sudden and accidental and are not excluded from the policy form.
    Answered on June 20, 2013
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