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	<title>New answer on: Why Convert A 401K To A Roth IRA?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/retirement-plans/why-convert-a-401k-to-a-roth-ira</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 08 Aug 2014 00:42:16 +0000</pubDate>

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		<description><![CDATA[That is an excellent question!!! I like these questions, because it shows that you are seriously looking at your retirement.  A Roth Ira is desirable as a piece of your retirement plan because the returns are tax free. If all of your other investments are going to lose a good part of the payments to income tax, it helps to have something to offset that loss. You would want to convert your 401k when the tax implications were in your favor, and you did not have a tax sheltered piece in your retirement portfolio. I hope that helped, thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/retirement-plans/why-convert-a-401k-to-a-roth-ira</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 07 Aug 2014 19:52:32 +0000</pubDate>

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		<description><![CDATA[While this is a serious tax question it could make sense to do this switch.  A Roth IRA accumulates money for retirement and there isn’t any tax on the accumulation prior to withdrawal.  When you withdraw funds from a Roth IRA you will not have any taxes to pay!  Check with your accountant before making this switch as there could be serious income tax consequences in the year that you make the switch. ]]></description>

		

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