<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"

	xmlns:content="http://purl.org/rss/1.0/modules/content/"

	xmlns:dc="http://purl.org/dc/elements/1.1/"

	xmlns:atom="http://www.w3.org/2005/Atom"

	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"

	
	>

<channel>

	<title>New answer on: What Is Safe Harbor Retirement Plan?</title>

	<atom:link href="https://insurancelibrary.com/retirement-plans/what-is-safe-harbor-retirement-plan/feed" rel="self" type="application/rss+xml" />

	<link>https://insurancelibrary.com/retirement-plans/what-is-safe-harbor-retirement-plan</link>

	<description></description>

	<lastBuildDate>Thu, 08 Feb 2024 00:23:46 -0600</lastBuildDate>

	<sy:updatePeriod>hourly</sy:updatePeriod>

	<sy:updateFrequency>1</sy:updateFrequency>

	<generator>https://wordpress.org/?v=6.9.4</generator>


	<item>

		<title>By: Christopher Lawrence</title>

		<link>https://insurancelibrary.com/retirement-plans/what-is-safe-harbor-retirement-plan</link>

		<dc:creator>Christopher Lawrence</dc:creator>

		<pubDate>Tue, 01 Oct 2013 16:25:38 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/retirement-plans/what-is-safe-harbor-retirement-plan</guid>


		<description><![CDATA[A Safe Harbor 401(k) plan generally satisfies the non-discrimination rules for elective deferrals and employer matching contributions. For a 401(k) plan to be considered a Safe Harbor plan, employers must satisfy certain contribution, vesting, and notice requirements. So, let&#039;s say you have 25 employees, but only a third of them choose to put money into the plan. There&#039;s a formula that limits the amount you can personally contribute to a traditional, non-Safe Harbor plan. Under a Safe Harbor401(k), if you&#039;re willing to make a minimum contribution on behalf of your employees, you&#039;ll be able to maximize your own personal contributions to the plan. ]]></description>

		

	</item>


</channel>

</rss>

