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	<title>New answer on: What Is A Top Hat Retirement Plan?</title>

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		<title>By: Brandon Roberts</title>

		<link>https://insurancelibrary.com/retirement-plans/what-is-a-top-hat-retirement-plan</link>

		<dc:creator>Brandon Roberts</dc:creator>

		<pubDate>Sat, 24 Aug 2013 02:34:01 +0000</pubDate>

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		<description><![CDATA[A Top Hat plane is a form of Non-Qualified Deferred Compensation (NQDC).  These plans are not governed by the Employee Retirement Income Security Act (ERISA) and are not concerned with discrimination as defined by the Act.  Employers have the option to implement the plans and offer them on employees of its choosing.  

The plans are generally used as incentives to keep certain employees from leaving a company by offering them an extra incentive to stick around and work for the company.]]></description>

		

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