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	<title>New answer on: Is Esop A Qualified Retirement Plan?</title>

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		<title>By: Bob Vineyard</title>

		<link>https://insurancelibrary.com/retirement-plans/is-esop-a-qualified-retirement-plan</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Thu, 30 May 2013 12:11:45 +0000</pubDate>

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		<description><![CDATA[An ESOP (employee stock ownership plan) can be either qualified or non-qualified. Essentially each plan is funded with employer stock but beyond that there are differences.

A non-qualified ESOP is not subject to ERISA and they do not have the same tax favored benefits as a qualified ESOP. Non-qualified ESOPs have a risk of forfeiture and can be used in a golden handcuffs arrangement.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/retirement-plans/is-esop-a-qualified-retirement-plan</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 25 May 2013 19:59:41 +0000</pubDate>

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		<description><![CDATA[An Employee Stock Ownership Plan is a qualified employee retirement plan designed to invest in stock of the company. An ESOP is a &quot;qualified&quot; plan, so it has to the regulations and requirements of the Internal Revenue Code of 1986 (IRC) and the Employee Retirement Income Security Act of 1974 (ERISA).
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