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	<title>New answer on: Can I Contribute To An IRA If I Participate In A Retirement Plan At Work?</title>

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/retirement-plans/can-i-contribute-to-an-ira-if-i-participate-in-a-retirement-plan-at-work</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 07 Sep 2013 13:31:32 +0000</pubDate>

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		<description><![CDATA[Pretax contributions to an employers sponsored defined contribution plan like a 401(k) is an excellent retirement funding option, especially if your employer matches any portion of your contribution, which may include the additional contribution for those over age 50. But if you have more discretionary income you could contribute to a Roth IRA. If your spouse doesn&#039;t have a retirement plan at work, an IRA or Roth IRA may also be available for contributions. The issue is the phase out rules on contribution deductions.]]></description>

		

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