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	<title>New answer on: Can Both Husband And Wife Have Roth IRA?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/retirement-plans/can-both-husband-and-wife-have-roth-ira</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 22 Aug 2014 00:41:26 +0000</pubDate>

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		<description><![CDATA[That is a great question! And the great answer is yes, you both can have your own Roth, and contribute to each. There are limits, so if your individual incomes are in the low $100k area, you can cap out, and if together your combined income puts you at $180k or above, you can max out also. As long as you fall in between that range, go for it! Good luck, and thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/retirement-plans/can-both-husband-and-wife-have-roth-ira</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 21 Aug 2014 15:49:02 +0000</pubDate>

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		<description><![CDATA[Both a husband and a wife can have separate Roth IRAs.  Eligibility phases out if your income exceeds $114,000-$129,000 for a single tax payer, and $181,000-$191,000 if you are married and filing jointly.  Below those levels you can both contribute $5,500 until age 50 at which time you annual contribution can increase to $6,500 each. ]]></description>

		

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